Hi All,

Thank you very much for your advice. Thank you Michael for reminding me that my daughter's DLA should not be part of the equation.

kadie x

My wife and I have unsecured debts of c.£50k, however most of them (c. £48k) are in just my name. I owe 9 creditors. My take home salary is c. £2,800 per month. I My wife does not work as she is a full time carer for one of our daughters who is profoundly disabled. My wife receives Child Benefit,...

Hi All, First time on this site, trying to find out what's best for us - BR, IVA or DMP. I read elsewhere and I've tested it and it seems to work that if you input your expenses on the CCCS income and expenditure calculator you can find out what the guideline figures are because it tells you if the ...