Thanks for that Debt Tired
I have just looked at what my forecast dividend and it was 19 pence in the pound return, I have 18 months to go and our current position is 51 pence in the pound,
I know i have some equity in my property so Iam now thinking would it be worth trying to finish our IVA early.

I currently get £435 per m and £40 Contingency We are a family of 3+1 is a Uni but his student finance loan does not cover his accomodation so we are using funds from house keeping to help he has a part time job that covers his own living expenses , but when he's home we are back to 4 in the house w...

I think all debt management companies are like your car/home insurance companies, i.e you find out how good they are when you need to make a claim or need them to do something for you. I to am with payplan and on the whole I thought had been pretty good, I have claimed ppi insurance and put addition...

I was expecting to be receiving the interest as this is what happened on the last PPI Claim that was paid out all done through E.I.F and payplan only 6 months ago, they just seem to be taking ages to even admit they've received the cheque.think they are stalling and sitting on the cheque in there ba...

Please bare with me on this as it may go on We entered our IVA In December 2009 and in May 2010 we received a £7000 refund on a Barclay loan that went straight into our Iva and I have no complaints regarding this. Also in December 2012 we received a further £9000 refund from our Mortgage and £3000 i...

Hi Gemma sorry about that reply pressed the wrong button. Do you have a contact number for E,I,F as the link for contacting them on there web page doesn't seam to work, roughly how long does it take to come through the cheque was sent out on 14th december. I would just normally sit and wait but we a...

[quote] Originally posted by Gemma Burton Hi Special One, If you have successfully reclaim PPI through EIF then you will need to contact them directly as they are the ones who are handling the claim and not us. Once the claim has been processed we will be able to give you a clearer indication of how...

Hi Hyperdrive I have just gone through the very same process and been told i have been refunded 10k from 2 claims every time i ask will i get anything they fob me off, say you need to speak to EIF but i can never get through have emailed them no reply, also how much would i get and how long does it ...

Thanks for the reply's I thought it to be the case in regards to my payments and I do not have a problem with paying all of my debt back and would feel better the more I paid back. My case officer has finally replied suggesting I get in touch with EIF as they will be able to tell me what the breakdo...

Hi Icap9912 We have been in our IVA for 12 months with Payplan and I must say they have been very good,they give you the chance to go through every thing and explain it properly. I would recommend that when your IVA is approved go on the comparison sites and start getting the best deals for everythi...

Thanks for the information, In addition to our normal payments i have received some additional bonus and a 7k windfall payment from some endowlment policy all of which I sent off to my administrator (payplan)
will this affect the review or even the final iva finishing date.

thanks
Special One

Hi there We are about to have our 12 month IVA review and I was wondering what the process is and what will we be asked at this review. Our first 12 months have been a real struggle but we are getting better at controlling our cost each month, and feel any change to the fee's would be hard to stand....