thanks kallis3 , clear debt , is it good company too , as i was looking their website too,

what the good news for me , i made my mind , i go with pay plan and proposed iva, this is best i think, but i am worried how should i tell them that i dont want their service as i already signed for their service which is not even started , they just wrote some letter to my creditors and try to make...

i will call ccs and speak to them on monday , and ask them that i dont want their service, they promised me that all the interest charges will be stopped annd all the accounts will be closed, what iam worried about that if my iva will not approved then i will be in trouble too,

Payplan are fine, I am with them. I do recommend that you visit www.iva.com for a list of companies and speak to a couple of them. I would not be touching CCS with a barge pole. dear kallis3, hope you are fine, need your advise about pay plan , is this reliable company and as you are on iva with th...

which is the best company for iva , or which i can trust , there are many companies around, all of them just shows dream, and after iva finished of 5 years is anyone got wiped off their remaining debts as they said on iva , does it really works , i mean after 5 years they clear all of your debts, th...

i signed one paper work on ccs office which i was agreed for their service , it was payment schedule of £2575 in which i already paid £175 , can i cancel this agreement without any trouble being face in future by this ccs company , i just spoke to one of pay plan adviser , they said i can cancel thi...

but for the iva to start do i need to pay anything at all , i mean upfront fees , and i had been told by ccs that iva contribution will not go towards creditors fully as big chunk will be kept by the iva companies, what i am worried about that i signed one paper work on behalf of their services , wh...

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*website removed* , is the website of credit consolidation service , based on aldershot hampshire, also i paid them £175 up front to prepare my financial statements , and i have to go and see them on comming friday to pay £300 first instalment of my £2575 ,and he asked me to sign on contract which i...

well the person who is incharge of credit consolidation serives, advised me that it will be around lesser then what i am paying £890 per month to my 8 creditors, he advised me that he will charge me £2575 for 7 months , £300 per month , i already paid to him £175 , rest will be instalments of £300 ,...

well as he said to me that it will be informal agreement which is sure not an iva , as he said that full and final can be offer after 2 years of this agreement , but i am worried as he is charging for this service alot,

i do owe almost £36500 in totoal of debt, i have got 8 creditors in total , 2 loans and 6 credit cards , one store card and one financial company claims,i did see many iva companies website , but in the end i did consult with company called credit consolidation services which is based in aldershot ...