Mine is about to be extended too, I can understand your dissappointment I felt the same when I realised ours was going to be too!!!

Up until our last review which was for year 5 we had never provided bank statements but they asked for them - not sure why but no problem as its not as if we can hide any money! I am with Jan though mine is slowing down now as we head towards the end....

What a lovely post, we have about 20 months left (inc 12 month equity payment extension) but I feel so proud that we are going to have paid about 60% of what we owed back & I know 100% that we will always now manage to budget. I can't wait to see money in our savings account & maybe even treat mysel...

We too had a car on HP & as it was a necessity for hubby to get to work & visit sites we were allowed to keep the car & pay the finance & once the finance was cleared our arrangement went up by the amount the monthly payments were on the car

Good Luck, I remember the day of our meeting like it was yesterday & we are now in month 53.... I am sure all will go well x

Have to say we had no problems with Northen Rock accepting our IVA but that was before they had their financial problems so maybe they have just got a little tighter now the government have such a say in their affairs. Good Luck with everything

How lovely to see, we have 2 years left (inc a year for equity payments) & I too wish I had found this site years ago! It is nice to see someone at the end & I say definitely a treat for you & your wife next month!

This year (year 5 review) I had to have my last 3 months wageslips, p60, 3 months bank statements & proof of any tax credits. This year was the first time they asked for bank statements though....

Thanks again, I am sure once I have sent off what they are asking for I will feel better.

Wish I had found out about this site a long time ago!

I have just managed to get through & they have told me what I need to do & until I have the mortgage redemption certificate & a valuation they can't say what will happen. Slightly worrying time!

Thanks Michael. Do I need to contact them now (month 49) or do I wait until later in the year. I have been having real problems contacting them in the past few weeks & resorted to emails to sort out my review.

We have just had our 4th review on our iva & I am now looking for advice on what happens now. Our arrangement was accepted on there being a remortgage for around £30000 which in the current housing market is just not there. I have spoken to the company our IVA is through & am not too confident with ...