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by jackso-b
Fri Oct 12, 2012 1:20 pm
Forum: full and final settlements
Topic: full and final settlement
Replies: 2
Views: 1977

hello i made an offer of full and final settlement and it was accepted and i paid them the money but till this date i have not had my certificate of completion when i ring to ask why they just keep saying it will be a couple more weeks but is there a time frame that all this should be done by i thin...
by jackso-b
Mon Feb 13, 2012 11:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: Full and Final offer ?
Replies: 3
Views: 1058

hello i have been in an iva now for 2 years and my parents have offered to make a full and final settlement for me, i understand that the amount should be as close as possible to what they would collect over a 5 year term, because i have paid x amount of money every month should i deduct that from t...
by jackso-b
Mon Jun 13, 2011 11:16 pm
Forum: Ask IVA Forum and Industry experts
Topic: Change in circumstances
Replies: 3
Views: 899

i have been in an iva now for 18 months and i am trying to finish my term asap can i make a offer of a last payment in full and will this get the noose from around my kneck, or will they come after me for more , a friend of mine has agreed to lend me what it takes and my full repayment after the 5 y...
by jackso-b
Sat Jun 11, 2011 10:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: I am selling my property
Replies: 4
Views: 934

I am selling my property and I would like to offer a final payment to his IVA. I would like to know would that be a percentage in the equity in my property?
by jackso-b
Sat Jun 11, 2011 9:37 pm
Forum: Ask IVA Forum and Industry experts
Topic: can i sell my house if i have an iva?
Replies: 3
Views: 2894

can i sell my house if i have an iva and do i have to tell my creditors how much equity i have in the property
by jackso-b
Sat Jun 11, 2011 1:09 pm
Forum: friends corner
Topic: any body got a phone no
Replies: 1
Views: 1019

i really need to speak with someone asap about my iva which is in its 2nd year, i want to sell my house and want to know if its possible and what the iva people will take etc etc
by jackso-b
Sat Jun 11, 2011 11:35 am
Forum: Ask IVA Forum and Industry experts
Topic: house sale
Replies: 2
Views: 805

if i sell my house and have £40k equity how much would they take off me, i am looking to buy a smaller property which i can afford as my expenditure is £599 more than my monthly income
by jackso-b
Sat Jun 11, 2011 11:07 am
Forum: Ask IVA Forum and Industry experts
Topic: selling home
Replies: 2
Views: 775

can i sell my home whilst in an iva and if i want to make a final one off payment to finish my iva from the equity in the house will this be a percentage of the equity
by jackso-b
Tue Oct 19, 2010 1:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: renting house
Replies: 5
Views: 969

thanks for that, i will try to do the right thing.
by jackso-b
Tue Oct 19, 2010 12:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: renting house
Replies: 5
Views: 969

does anybody know if i can rent out the house that i currently live in (but cant afford too)and go into rented accomodation at a price i can afford, due too my salary being alot less than when i took the iva out i simply have less coming in than going out
by jackso-b
Tue Oct 19, 2010 11:02 am
Forum: friends corner
Topic: house sale
Replies: 1
Views: 1057

if i do sell my house will the creditors want all of my assets or just the outstanding iva balance
by jackso-b
Tue Oct 19, 2010 10:37 am
Forum: Ask IVA Forum and Industry experts
Topic: can i sell my house and pay off my IVA ?
Replies: 5
Views: 2349

think i need to watch the video on how you navigate this site, ooopps but thanks lesley for the advice, i woz just wondering if i sold my house would they take all mt asset in it or just the outstanding iva total
by jackso-b
Tue Oct 19, 2010 9:51 am
Forum: Ask IVA Forum and Industry experts
Topic: can i sell my house and pay off my IVA ?
Replies: 5
Views: 2349

Hello brent.1 It might be worth your while discussing this with your IVA provider. I found myself in a similar situation all be it through different circumstances than yours. Payplan have now put forward a proposal to my creditors that I sell my house and make a full and final offer with the procee...
by jackso-b
Tue Oct 19, 2010 9:45 am
Forum: Ask IVA Forum and Industry experts
Topic: 2 hours to go
Replies: 13
Views: 1540

good luck with the settlement
by jackso-b
Tue Oct 19, 2010 9:16 am
Forum: Ask IVA Forum and Industry experts
Topic: can i sell my house and pay off my IVA ?
Replies: 5
Views: 2349

can i sell my house and pay my iva off in 1 go, i hav recently had too change jobs and my current salary is alot less than when i started my iva and i have no disposable income after i have paid my household bills
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