font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Niobe

downandout - have you tried checking the number via 'Saynoto0870' - doesn't always work but worth a try!

try this 02890315500, i was using this to get hold of carol bout 6 mths ago

i do not think this applies to all gt clients, they have confirmed to me in writing that they have no interest in any future ppi claims. The devil is in the detail, the asset section of your propsal will dictate to whom any monies are due font size="1" face="Verdana, Arial, Helvetica">quote:<hr heig...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Foggy In-a-mess ... I would be interested to know what wording you have in your proposal which your IP deemed not to capture PPI. Would you be so kind as to post it up? My IVA was of a similar age and ...

Thx for all the replies.

I'll let you know what happens.

Hi all, Hopefully somebody can assist with this query I completed my IVA 18 months ago and am in receipt of my completion certificate. I did not have any clauses regarding PPI claims being deemed as assets in my agreement. I have only one PPI claim ongoing and have read numerous post's about credito...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MelanieGiles It will not be classed as a windfall, but perhaps as an asset - if your IVA is worded appropriately. You should seek advice from your IP with regard to this. There can be no set-off if the...

Hi all, I am trying to clear up my credit report and am after some advice please. I am receipt in of my certificate of completion and have sent copies to the relevant creditors. My query is regarding final status and balance's. Some show as settled with a nil balance others with partial settlement a...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by bry995 Hi all, as a long time reader of this forum, I thought it was time to post. I finished my IVA in February 2012 successfully with a F&F. I've never had any intention of getting out of the fire an...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Niobe That's correct - all defaults should be corrected back to the date of IVA approval. If they don't want to know then threaten to take it further. Have you written to the data controller? I have ha...

hi all, I have completed my iva and am in receipt of my completion cert. I am currently trying to clear up my credit files, which is proving difficult with one creditor. Am i right in saying you should have not of received defaults post your iva start date ??

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Rich Credit Ref Agencies I just wanted to ask a question regarding defaults etc. Before I entered into my IVA I was up to date with all my payments. I was late in making one payment and on my credit fi...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by baldy

Have you tried the Co-OP?

baldy

can defintaley reccomend the co-op, they have been great during and post my iva.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by komakino I received one of these letters yesterday. Only having 6 payments to go it's starting to jingle my 'Spidey-Sense'. I hope it doesn't make a mess of the end of my IVA in terms of delays etc. Wh...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples A 'full and final' in my opinion is effectively that and creditors cannot come back for anything else. The resolution 'full and final' effectively excludes everything else whereas in a ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Michael Peoples This depends on whether your IVA was closed down as full and final or whether it ran it's course. You need to speak to your own IP and possibly seek independent legal advice. hi, what d...