After all my bills and shopping I have around £150 per month left. I have been told maybe bankruptcy will be best and it will take away the stress of worrying that when interest rates do go up then so do my mortgage payments and I also have a secured loan and a 3rd charge on my property that Natwest...

I am in a DMP with my husband but with only paying £100 per month with Payplan its going to take 35+ years to pay off so I enquired about an IVA. The only problem is the car we have is on finance costing £400 per month which is in my fathers name so I have been told an IVA is impossible as the car...

I have been with Payplan doing a DMP for 17 months paying £100 per month on debts of around £60,000 so you can imagine its going to take a while. I have been contacted by another company saying an IVA would be best for me but I advised them that as the car we have that we pay £400 per month for is i...