I have had an individual IVA for about 4 years now (with no defaulted payments) and got married about 2 years ago. At my yearly review my IVA supervisor asked me to include my spouse's income and expenses and based my monthly payments on our total household income. This has raised the payments expec...

thanks all for your responses. I feel calmer now and will be in contact with my IP asap.

thanks for your prompt response. No family member is able to help me at this time.. credit crunch seems to have touched almost everyone's lives. I am very hopeful that there is a solution satisfactory to all parties involved. Thanks again!

Hi all, I am looking for your kind advice. I am well into my 5 year IVA that has about 20 months left to go. Until now i have been keeping up my payments religiously, but few months ago i've been made redundant. My redundancy payment wasn't great so i couldn't offer a final settlement one off paymen...

hi there, i've been going through my IVA for about a year and i've just received a letter from IP to return a revised expense form, however i received no request for pay slips. My IVA is set up in a way that each year it automatically increases by £25. Does that mean i do not need to declare my pays...