I dont call it stirring I call it asking for transparency and calling people to account. We dont live in China or Iran where only one view is tollerated! I am asking all experts to state whether they have or have not ever paid any commission to IVA.co.uk? Is that too much to ask. I work as an Insolv...

Why are you not suprised I agree...
Would you care to elbarate?

The forum and the principles behind it are commendable, however, I am looking for some open and honest admissions by the experts in that they use the forum too: 1. Prevent damage to reputation through complaints 2. Build reputation to generate work. I will continue to post on this forum . Its called...

I've read it and I completely agree with the comment by PJHUGHES. I have no doubt that the experts give up some free time, however, it is not for free, its to generate a fee. Plain and simple. These experts pray on fear and vunerability and befriend people in order to enhance reputation and generate...

All I am asking for is some transparency and honesty? For example when Melanie Giles posts it says "To have me propose an IVA for you, please visit:
http://www.melaniegiles.com/ivaEnquiry.asp"
How is this not solicting for work?

To quote the IVA.co.uk website "iva.co.uk may receive commission or fees as a result of your use of the services of third party providers featured on the Website. We do not charge you for the services that we offer. These commissions or fees do not indicate an agency relationship between iva.co.uk a...

Its cleardebts response not against the Data Protection Act and the Fundamental Principles of the Insolvency code of Ethics. Does not seem very professional?

Hi, I am in an IVA now but I contacted about 6 different companies and the different advice I got was staggering. Some wanted up front fees and some didnt. Is there any qualifications for these people to give advice as I got the feeling with most that it was just a call centre and they knew very lit...

I think Michael posts on here quite often. He should be able to help you. It doesnt seem right that they calculated your income wrong and now you're left struggling!

I am in an IVA and am self employed. I had to produce formal accounts and projections showing my income. Did your IP not confirm what your net profit was? Seems strange that they have been using your gross?

Hi I am new to this site. I work for a leading debt solutions company and have recently passed the JIEB Personal Insolvency Exam. I have also passed the CPI exam and have over 10 years experience in the industry. I have a couple of questions about the site which I would like to answer if I may? 1. T...