we havent even had a statement from them and SDS always sent us a yearly one

we were with simple debt soloutions but they passed us on to creditfix who have been very uncommunicative font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Andy Davie Hi Do keep checking with your IP that you no longer have to make payments and they ar...

thanks for the replies we have also had in the last few days letters from a ppi claim with lloyds saying after recalculating our claim they have paid additional funds of nearly £8000 to our insolvency practitioner

we completed our agreed 72 payments in july and I emailed the company dealing with the IVA to ask if it was ok to cancel the standing order.I had no reply so emailed them another 2 or 3 times and received no reply so I cancelled the so .We havent had any contact at all so presumably we have complete...

We have already paid an extra year as our original IVA was over 60 months we also have paid all our ppi claims into it can they extend it again.?

thanks for the replies as I suspected the person dealing with the closure of our IVA has requested a mortgage statement to look into re mortgaging ! As we currently owe over £200000 on a property worth about £300000 this looks good on paper , however as we only have 11 years left to the age of 65 an...

we have one payment to make to our IVA after 72 months there is now the question of re mortgaging however although there is equity in our house its unlikely that we would get a remortgage as we have a secured loan too and lower income ,can we be forced to sell ?

we had several successful ppi claims which should have gone to our creditors via our IVA payments ,however looking at our last statement most of it seems to have gone in charges to the claims management and IVA managemnet companies surely this is wrong as we would much rather more of it went to our ...

why is it that we keep getting statements from our creditors saying we have not paid anything ? we are 4 years into our IVA with simple debt solutions I keep wondering if what we are paying is getting swallowed up with their fees/commission

1 car on finance and 1 worth about £1000

well we dont know what would be included in "assets"!we think we have some equity in the house though and presume that would be sold as we have a secured loan on it as well as the iva !

ok thanks a lot for your advice !

ok thanks for the advice it is tempting though as we have just had our monthly payment reduced but only at the cost of adding another year onto the agreement so it feels like a good way to solve the debt problem quickly !

we keep getting letters from companys saying they can get us out of the iva and help repair our credit witin 12 months simple debt soloutions who we are with have told us to ignore these letters as they are trying to get us to go for bankruptcy , is that correct ?