I am with Dfd.I wasn't too impressed to be honest with the service. I said i would like to discuss changes to income and expenditure.....the response was 'why what's happened?' Not too clear in the proposal,in one way it looks like i pay the extra over straightaway then two paragraphs down it says i...

Well, spoke to someone in customer services today - apparantly i can't speak to my ip? I was told all of the payrise goes in to the iva immediately.It does say on my proposal i have to notify them within 14 days but then says any surplus income at the annusal review will be paid so i'm a bit unclear...

I have questions re. a payrise i am about to get.I haven't had confimation yet of how much but roughly £100-£150 a month i think. I have pet insurance that wasn't included in my iva and want to know if i can include it as well as the allowance i have now for pets as it nowhere near covers the outg...

Done! thank you!

Declan,i have a few questions and i don't seem to be getting far with people on the telephone.Could you help me and if so can you let me know your email address?
Thanks

I deleted as i had a feeling someone could see things on my post and i didn't want them to find out it was me if that makes sense?! I know Broke was only joking though so not to worry. Melanie could you tell me please how to word something i want to propose to my ip as an expenditure? could i email ...

Just got in from work and it's all done and dusted for me thanks all!

Thanks especially to Lesley and Andy - love the name btw lol!

Will amend my profile now too

How do i change my username?
I have a feeling someone may be being a bit sneaky and would like to change my name on here so no-one can tell it's me!

deleted

Yay!!!!!!!!
So pleased for you Susie,realx and enjoy your weekend! xx
Seems we are on the journey together - same time and literally same week for us!

Good luck,i know just how you feel!

Aww Goosed,sorry about that - but lovely of you to say that thank you!

Leakybrain - i have everything crossed for you now and will stay that way until it's over!

zzzzzzzzzzzz...........sorry did you guys say something?
lol i am off to bed shortly YAY!!!!

Thanks everyone The uplift is ok they wanted £80,we got it down to £30 so i can cope with that! Not sure if it's the best or worst thing - i found out that a qualification i have been doing for the last 2 years i have now passed.It means a pay rise - which i think will be taken into my iva as soon a...

Hi everyone, Thanks for all your messages - the iva has just been approved as we had to negotiate some changes.They wanted more cash so we ended up meeting in the middle and paying slightly more than originally agreed but at least it's done! Not all creditors voted but The main being Natwest did :-)...