Despite the fact that I no longer post on the forum, I do check in once in a while to read some of the postings. This forum is an entire blessing, keep up the good work guys. Nevertheless I just received some communication from a Company called Consumer Advisory Service referring to a closed legal m...

Letters from the IP office addressed to All Creditors advsiing them that he has issued a certificate of completion and enclose a statement summarising the outcome of the arrangement. Also advising that this represents his final report pursuant to Rule 5.34 of the Insolvency Rules of 1986 and notifyi...

Help please Can any of the IP/Experts advise what are the contents of a Completion Certificate. I sent letters regarding IVA Completion to two Credit Reference Agencies who advise that the correspondence is not actually a Completion Certificate and request that I submit the Actual Certificate of Com...

After checking the credit reports from the big 3, one account is not mentioned at all but was included in the IVA.

Suggestions would be appreciated.

@ Kazza ..no connection at all with the Banks mentioned. @Kallis quote Link Details 1. From Flat No (Previous address) Most recent source of Link: Santander Cards To (current address) Last confirmation date 1/12/06 Earliest Confirmation date : 30/04/2006 I am awaiting detailed information from the C...

I recently recd my credit reports from the big 3. My application was made by post giving my former name/address, my current name/address. 1) The first report came back with just my current name and address and my present bank details. Nothing else, not even the IVA. Had to resubmit an application. 2...

My certificate of full implementaion is now in my possession and I had to take a few days to digest the pros and cons. Now a few questions to the experts :1) How soon should my name be taken off the Insolvency Register and 2) should I apply straight away for my credit reports or should I delay it fo...

I have not posted for a while but do look at the forum post on a regular basis. Unfortunately, my F&F was accepted and monies transferred in early January, 2011 and I have still not received a completion certificate. I have tried several times to contact the IP but without success. My last attempt w...

All the new mentors, congratulations and keep up
the good work.

Goodevening to the forum. Yesterday 17th I contacted my IP's office and spoke to the Case Administrator who handled my proposal and paper work for my F&F. Later on in the evening my Insolvency Practitioner rang me and discussed the matter regarding mis-sold PPI's and his position as IP. I believe th...

For the last 4 years I had to do my clothes shopping mainly in Primark, when my pals asked where do you buy your clothes, I would say a shop called Primalani....ha ha ha but muttered under my breath cheap cheap cheap. Apart from that I often waited for the sales to get more value for my money. As to...

Yes, I already had a letter written but will need to bring todays conversation to their attention. They can record all the phone calls, put notes on the PC but I have nothing at all to defend myself and a few months down the line they can turn around and indicate to me that because I refused to comp...

Good evening to the forum Administrators, IP's, IV Experts and all subscribing and non subscribing members. Here is my update for today 16th February Good morning may I speak to Mr. - -. May I have your reference no. please..after completing the security checks... OK, and how can I help you? (Caller...

No such luck, rang the IP Office three times today and was kept on hold so in the end had to hang up not to mention that I was using a mobile phone. The office phone is a no no as all the calls are logged. Spoke to a young lady in the PPI Claims Unit and she was not very helpful in that she told me ...

Melanie, thanks for your input.
I have reread the terms and conditions and there is a mention of windfall but nothing at all about PPI claims. I will try to contact the IP again tomorrow, if this proves fruitless, I will have to send him a fax and see what transpires.


Thanks once again.