Confirmed this morning and I am sooo happy .
Thanks all and also to everyone who has given me great advice and support .
Hopefully I can now do the same for others going through the process .

Yup confirmed this morning .
Now I can breath a huge sigh of relief and start getting my life back on track .

Not as surpised as me !
Maybe TIX covers all my creditors ? I dunno !
Will wait untill 11 am tomorrow for final decision .
Then I expect to be able to breath a huge sigh of relief .

Thank you Melanie
I know where you are coming from hence the "apprehensive" in th etitle post .
I am not one to count my chickens before they hatch but just felt the need to tell someone !

I have been waiting for my meeting now for a couple of weeks and to be honest the nerves are at breaking point . To the extent that people at work are steering clear of me as I have become quite short tempered with them . This is not my way at all so I can see why people are apprehensive about appro...

Well this was a pleasant surprise waiting in my email this evening when I returned from work . "Hi Shane, Great news. A company called The Insolvency Exchange (TIX) has voted on all of your accounts, accepting the IVA with some standard modifications. You won't have any trouble accepting them, could...

I certainly will and thanks both .

Oooer now I am starting to get nervous ! Soon be wednesday and I am panicking about what I will do if it gets rejected .

Thanks Jan .
I would of thought that letters and phone calls would of stopped now that a date has been set but I am still getting calls at work which the chap on the switchboard refuses to pass on , but it's getting embarassing trying to explain them away !

OK Time to start waiting .
I now have my Creditors meeting date set for the 15th December , so thankfully it is before Christmas .
Hopefully It gets accepted and I can start the New Year on a positive footing .

Doh ! Having a stupid moment there . The users name was "blocked" !
Should of realised .

Thanks both . I see where you are coming from .
I notice one reply is missing according to my email notification though , where would I find that ?

I am confused here ,not easy to do as my mind has been spinning for a few months now ! But I go through this forum and see mention of "uplifts" . What are they ? Do I need to worry about them or are they something my IP will advise me about ? I have just returned draft proposal to my Ip and am await...

I hope so as well , but these things happen and I think better to prepare in advance ,than panic if it ever did .
Like you say It might pay for a holiday at the end of it all and will definatley be a good emergency fund .

Thanks Jan . Just opened a savings account and intend anything left at end of the month to be transferd to it.
Ideally I would love to get 6 months repayments saved , so I know that if I lose work I can keep on paying while I find alternative employment.