Thank you everyone for your good wishes. . Best of luck to Sprowstonboy and lifenoteasy, you will be feeling as relieved and happy as we are very soon.

We made our last payment to our IVA on 2nd November and received our completion certificates on 6th November. I can't describe the feeling and really don't know whether to laugh or cry, the relief that it's over is beyond belief. I want to thank everyone who contributes to this forum,it has kept me ...

Congratulations and all the best for a debt free future. We made our final payment yesterday, hope our CC arrives as quick as yours.

We can't believe it either, to think that by Christmas we will be debt free is a very weird feeling. I think we have wished our lives away the last few months but it's a case of just wanting an end to it. I hope our certificate comes through as quick as yours. All the best to you for the future bein...

Cngratulations JED,our last payment goes out at the end of the month and we can't wait,time really seems to be standing still for these last few weeks. Our contact is also Alex at Creditfix and we can't fault him,he has been very efficient and professional. Roll on the end of the month.

Well done! I know what you mean about it being a long last few days.

I think it's because we are so near the end now that everyday we are thinking about it,we shouldn't focus on it as much and then it might go a bit quicker. Congratulations lifesnoteasy on nearing the end aswell.

Thank you for your replies. This last month seems to be really dragging,just looking forward to reaching the finish line!

Hi, I wonder if someone could help me. We make our last payment on 31st October, once the completion certificate is received then will the IVA still show as active on out credit file until 6 years from when it commenced or will it show as settled?

Hi tonydc6
Congratulations on completing your IVA.
Just curious, as our IVA is due to end in a couple of months, did creditfix do a final review during the last few months of your IVA or did the last payment leave your account and you just waited for the completion certificate.

Congratulations marathonman! We're approaching the end of our IVA with creditfix,just wondering if you had a final review or did you just make your last payment and that was it.

Hi Matt,congratulations on completing your IVA and best wishes for the future. Our IVA is with creditfix and we have 4 payments left, did creditfix do a final review or did you just make the final payment and wait for the completion certificate? I wondered if there was anything we needed to sent off...

Thank you for your replies. Hopefully it works out the same for us marathonman.

Hi,we made our first payment by cheque to PJG prior to the IVA being accepted, does that class as the first payment or do we still make 60 payments on top of this? I wondered has anyone completed there IVA that was started with PJG and transferred to creditfix and if so did the payment prior to the ...

Well done. All the best for the future!