Hi, there are some creditors who will not accept IVA's if it can be paid wihtin a certain terms. They will control the outcome in an IVA.

Have you considered approaching them direct for an informal agreement?

I suggest you contact your IVA provider direct, instead of posting on here and getting yourself in a state of worry. Go to the source of where the information came from to ask the relevant questions and raise your concerns. An annual review has a purpose of ensuring that you are still able to meet y...