Hi Everyone, im just sorting out the paperwork needed for my iva, i have been quite together really but today it got to me and i was in tears on the way home. Capital one keep ringing my work despite me writing and telling them on the phone the other creditors are writing to me know.Be glad when its...

Congratulations really pleased ):

Thanks Melanie and Julie,Helen and Winter blues for your posts, i will feel more at ease when it hopefully gets in motion,its dealing with the calls one of the creditors keeps calling me at work, i had already written to explain the situation and for them not to call me there. What sort of time scal...

Hi Winter,
thanks for your post really pleased you are sorted , im the same at least theres a goal and many lessons to learn from it too.
I will keep you posted and hope yours goes well too,
take care
jackie

Hi Everyone, After weeks of reading the forum and getting some useful information i now have found the courage to do something about the debt and the struggle and stresses it all causes. I emailed Melanie Giles and had a phone call this morning regarding my state of affairs. I hope all will go well ...

Hello to everyone, I have been reading the posts for a few weeks and its a good place for support and really good advice. i myself have a large debt spread over 5 creditors. It all finally got too much and i was trying to pay out more than i actually took home.I went to my bank and they advised the ...