hi all

tahnks for the post's you are all thinking along the same lines as me. I just annoys me that they don't stick to their side of the bargin, but i bet if i don't they will be all over me like a rash.

[:(!]

hi I'm in an iva and have been for two years some of my creditors are sending me letters saying i need to make full payment. I know that by law the have to send me a yearly statement but not these letters. Is it against their teams and conditions to keep sending me these letters??? what happens if t...