individual voluntary arrangements (IVAs), the popular alternative to bankruptcy, are in some cases being mis-sold by some debt advice firms that are too sales based… advisers and consultants receives many calls each month from people being poorly advised by many, heavily sales based, debt advice fir...

individual voluntary arrangements (IVAs), the popular alternative to bankruptcy, are in some cases being mis-sold by some debt advice firms that are too sales based… advisers and consultants receive many calls each month from people being poorly advised by many, heavily sales based, debt advice firm...

i suggest that if this is still happening then the iva company are not dpoing their job properly. we got told that for the first 2 years no money what so ever that we pay into the iva actually goes to the creditors it all goes in the pockets of the iva company. our advice would be to fail it like we...

dont worry we are going bankrupt and the creditors wont chase you, its the best decision we ever made because we got mis-sold by the iva company who totally ripped us off. we found a really good family run company that are recommended by the oft and they are helping us through bankruptcy, they even ...

i just got told by kingsgate insolvency that to get a copy of my iva termination certificate it will cost me £30!!!! i have just reported them to the Financial Ombudsman who say that that they cannot do that as it is illegal. They have taken a full report off me and have advised that they will be in...