I completed my IVA through F&F on 15 Nov. 2010, I moved out and rented a small place, do not feel the pressure of debts anymore, but my attitude towards spending has not changed, I can shop on unnecessary items and stay for days on bread and tuna and salad, my question to luluj, how did carry on sav...

hello everyone, although I paid my F&F, I still browse in the forum more than once every single day, my ex - paid the money to the joint supervisor. I moved out the flat- another promblem came out- my daughter used one of my credit card and pay the the required monthly amount without delay, so I did...