I DID REPLY TO COMPANY TO ASK THEM COULD I PAY A MONTHLY PAYMENT AND THEY REFUSED THE NEXT I HEARD WAS TO APPEAR IN COURT FOR A DEBT OF £8.000 DEBT 4.000 WHICH WAS DISPUTED I APPEARED IN COURT ON DEC 17TH AND THEY MADE ME BANKRUPT COSTS WAS 20.000 AND THEY HAVE TOOK MY HOME. THIS IS LLOYDS TSB BANK ...

it was before i got the iva i wrote to them to ask them to take a monthly payment as i had difficulty paying and they refused

i got iva from judge providing i sell house but after that i got letter saying i had to pay £50 a month which i did because i thought thats what an iva was i was taken to court last week and they are now taking the house i am 66years old and im left penniless i have written full story on forum on th...

yes it was me not had chance of anyting that i read on these forums

we have been told by solicitor we have case but every solicitor wants fees and we havent got the money has anyone else been in this situation with their banks and where do we tun too. dont touch lloyds tsb bank ey worries for an iva help

i have nightmares bad arthitis and pain thro the stress and left with 70.000 morgage and no investment property as it will only cover theire expenses and the the £37 .000 i owe we are living in my sons caravan becauses we cant afford to live at home so how lucky you all are that you found these peop...

went to see bank manager she said she didnt know how system worked rang them and e mail them we took a 70.000 mortgage out to live and pay our billsoff we got no reply no contract no and wages was advised to cancel itby our bank the next we heard was we owed 8.000 and they wwas making us bankruptwe ...

can a creditor refuse to accept a monthly payment plan.

i received an iva which cost me £500 at the court but at the same time i was asked to sell my property i dont know whether im coming are going dont know which way to turn cant afford a solicitor iwe have been left with 2 small pensions can anyone advise me what to do

yes i am up to date with morgage payments i was given this iva on conditionn that i sell my property

thank you very much for your reply

does the receiver sell my home for just the debts i owe to creditors or does he sell at the market value

i got an iva but creditors still put a charge on my home and last week took charge of the home and are going to sell it is this right