Search found 10 matches

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by hwg
Tue Jul 01, 2014 10:42 am
Forum: Ask IVA Forum and Industry experts
Topic: PPI CLAIMS
Replies: 2
Views: 2048

PPI CLAIMS
completed iva early.completion cert rx.
iva was through GT(grant thornton) and I have several claims ppi through eic.
should I be suspicious. from doing web search there are mixed reviews. to me EIC is a sister company GT. any experiances out there.
by hwg
Mon Oct 15, 2012 10:29 am
Forum: Ask IVA Forum and Industry experts
Topic: conflict of interest
Replies: 5
Views: 1158

is there any guidelines with reference to this. because to me it seems these "chinese walls" as you quote are very thin indeed.
its like a bookmaker owning half the horses in a race theres only one winner!
hwg
by hwg
Mon Oct 15, 2012 10:08 am
Forum: Ask IVA Forum and Industry experts
Topic: conflict of interest
Replies: 5
Views: 1158

whilst going through my iva process and reading my proposal i noticed that my iva company had their name and address next to my 2 x largest debts. does this mean they have took over them debts.
if so, should this be allowed.
hwg
by hwg
Tue Sep 25, 2012 2:14 pm
Forum: Ask IVA Forum and Industry experts
Topic: Private pensions classed as windfall but HMRC pensions are protected ? Is this right ?
Replies: 21
Views: 4339

WOW....... Thanks for your replies and what a grey area....but i appreciate all your advice... a bit more background to this.. IVA...Approx 2yrs ILLNESS....progressive and incurable this was mentioned and noted in my iva proposal. JOB.....civil service and have been granted medical retirement which ...
by hwg
Tue Sep 25, 2012 7:59 am
Forum: Ask IVA Forum and Industry experts
Topic: Private pensions classed as windfall but HMRC pensions are protected ? Is this right ?
Replies: 21
Views: 4339

i have been medically retired from civil service (yearly pension/lump sum figures not known yet). after consulted my i/p (windfall clause) they informed me that private pensions are classed as windfall but HMRC pensions are protected is this right as my civil service pension falls into the latter. d...
by hwg
Thu May 17, 2012 2:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Fair offer of F&F due to retirement on grounds of ill health ?
Replies: 4
Views: 1169

18 months into iva. possibility that i could be finished work due to ill health. there will be a lump some involved. i still owe approx 34k what would be the outcome bearing in mind the lump some would be to help me on retirement. i have heard of full and final settlement. through your experiance wh...
by hwg
Sat Jan 14, 2012 11:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: medical retirement
Replies: 3
Views: 1124

medical retirement myself and my wife are just coming to 1st year of iva. i have parkinsons disease. there is a possibility i could be medically retired. i will rcieve a large lump some wich will probably clear 70-80% of our iva then i will get a pension (one third wages).would i have to hand over a...
by hwg
Sat Dec 18, 2010 4:14 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA recommended to us (other options ?)
Replies: 8
Views: 950

IVA recommended to us (other options ?) during the 90s because me and my wife had secure jobs we were bombarded with loans credit cards. easy money tobuy things that would take years normally. over the years paid the minimum ammount on our credit cards never missed or was late with any payment until...
by hwg
Fri Dec 17, 2010 2:20 pm
Forum: friends corner
Topic: not alone
Replies: 5
Views: 1175

lesly/kallis3 thanks for your advice. regarding trying other companies there is that many is there anyway i can find which ones have the best track record. what the company said who are dealing with me is that im right on the border to qualify so switching to repayment would put my outgoings up. but...
by hwg
Thu Dec 16, 2010 10:45 pm
Forum: friends corner
Topic: not alone
Replies: 5
Views: 1175

stumbled onto this web site it makes interesting reading. i myself are thinking of going the iva route after seeking advice CAB. currently dealing with a company they recommended. has any body got any advice from the folowing questions and thoughts. 1.the iva company im dealing with told me to switc...
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