I'm in an iva with McCambridge Duffy. If I have a PPI claim am I entitled to any of the money, or if it is large enough could I end my iva early?

Also when we took the IVA alot of the debt was in my name, but we both spent the money (ie loans for cars/holidays/wedding etc) she thinks she can walk away from these because they were in my name and not hers?

where does she stand on this matter?

Thanks for the advice so far, I did not relise it could be split, that will defo pee all over her fire...

Any more advice will be more than greatful,

Thanks forum

What would happen to my IVA if me and my wife split up? It is in both our names, She is getting nasty and making all sorts of demands off me. The lastest being that I continue to pay the IVA, child maintence, give her the car and everything in the house. Has anyone had similar experience's or have a...

What if I have no house to remortgage. If I completed 6 years living on a shoe string only to be TOLD it's being extended by a year. can anyone tell me more about how or why an iva would be extended by a year.

I have no assets, northen rock was a creditor though, I'm paying back a dividend of 45p to the pound. That seems like a very good rate compared to what it seems like some people pay back. bankruptcy was not an option because of my job. Three years, 8 months just seems so long,

is the continency fund part of your income and expenditure? I have not got one and my car needs new tyres?

I started my IVA 2 years ago, and was in such trouble that I would of said yes to chopping off my left hand just to have my debt sorted out, so in my hast I've signed up to a 6 year IVA, it seems like every one else is on a five year plan? Is there any appeal process because as I said I would of agr...

whats the number or web site on the letter, It would be worth a look if you ask me, I'd love to finish mine early

What does protocol compliant mean?

Please MelanieGiles all advice is welcome, because if I'm honest I sometimes feel you dont get a personal service from McCambridge Duffy, I signed onto this forum because its so hard getting proper advice about an IVA, its such a taboo subject.

thanks for your reply Micheal, I'm smiling from ear to ear as you seem to represent my IVA company, would you be willing to advice me more? the bonus in question is a commitment bonus, that I am not required to claim (as it means I have to commit for 12 months). My IVA company say this is counted as...

I'm a serving soldier and in an IVA, my question is I am in line for a commitment bonus and I'm not sure if my IVA company would want the whole amount or 50%, Idealy I want to use the money to buy a better/newer car as mine has seen better days, any advice would be more than welcome