Hi, I looked into one through Quidity. They charge £7.95 to start and you can pay for this by going onto the website and printing off a coupon which you take to the Post Office, so you don't have to use a debit or credit card. Once you've done this you'll receive a receipt with an 8 digit number whi...

Hi, Thanks for your replies. You may feel I am a little nieve but I believed the money I would get from the charges would go towards paying off the amount agreed by the bank. I didn't realise that this would cause my IVA to go up. I thought that as that was the amount agreed, that's the way it stood...

Hi Gimmewine,
Thanks for your reply. To be honest I don't mind going through the hassle if it helps me pay off my IVA.

Hi, Just wondering if you can advise me. I entered into an IVA about 5 months ago which is going very well and was the best option for me. I was wondering after joining Money Saving Expert and reading different articles, whether I will be able to try and reclaim the charges I obtained over the last ...