Hi Patrick

There are a few companies out there that do bad credit finance however the APR is a lot heavier than the normal. I had a quote for one not long after I finished my IVA at 45.1 % APR. I can say I turned that down.

Hi Raffles

I got my completion certificate from GT week last friday and I was off the insolvency register the following Tuesday. Just keep popping in everyday to check.

Hi Gizmo,

~congrats on getting there in the end ~ I got the call from Karol last Wed or Thurs and got my C of C the next day. Yesterday I was removed from Insolvency Register which I was amazed how quick it all happened.

Hi everyone, I received my GT C of C last Friday and today I checked the Register and finally I am off there too. YIPPEEEEE !!!!! I got a Vanquis Card app in post Saturday, that went straight in the bin. I have a pre paid card and I am building up my credit rating with that so no need for a full cre...

Karol is running up the company phone bill by the amount of posters saying she has called them. -:)

I will be hanging around I can assure you all..

Hi Gaztro

Karol from GT is very good at picking up on posts with regards to GT.

Hi all,

Well you can blow me over with a feather duster today as I can say mine also arrived today after receiving a phone call from Karol yesterday. Once again thank you Karol for the call and thank you GT for the CoC. Big smiles here I can tell you !!

Totally agree with you there Mel.

Good afternoon everyone,

I had a pleasant surprise today and it was a call direct to my mobile from Karol. I am pleased to say my CoC is finalised and on it's way.

To Karol thank you and I did say I would put this in today

Hi Mel

If I email Karol or GT Closures anymore I will run out of E-INK

I have given up and now just going to wait !!!!!!!!

Well I am in the queue for my EIC Opt out letter and Completion Certificate. It doesn't seem to matter how many times I email GT Closures I am still no further from recieving it.

Final Payment made 1st October 2011.
(getting up to the 10 month wait soon)

Well I am still waiting for an EIC letter of opt out to arrive for me to sign and hopefully one day a Completion Certificate from GT. I am now in my 10th month since paying my final contribution on the 1st October 2011 and now to add to unbelievability GT have sent me an income and expenditure form....

Hi all, I have to admit GT closure team do reply to emails very quickly. I asked for an update and have opted out on the EIC, however I did ensure I got a reply in email stating that doing so my IVA would not be classed as a fail due to doing this. I am assured it will not and the closure will follo...

It seems everyone wether your in IVA still or waiting CC they want the EIC thing to go ahead !!