Took your advice and rang them at 1.30. Funnily enough they were just about to ring me! I can't believe it but the creditors who attended have accepted my proposal. £210 a month on a joint IVA for £58000 debt. I am absolutely over the moon. We had not realised how much debt we were actually in and w...

Hi my IVA is supposed to be getting discussed today at the creditors meeting. Although my IP is confident I am not. I was told the meeting would be held at 10.30 but I have still not heard anything back yet and it is now 11.30. I thought it would be a quick process is this a good or bad sign do you ...

Hi I am currently in the process of having an IVA set up through cccs.. they are suggesting an amount of £210 per month for the IVA on joint debt of approx £50000 spread across approx 9 accounts. I am concerned that this will not be enough to appease all of the lenders although cccs are telling me...

what sort of information do my creditors need if I opt for an IVA. Will they delve back into all my previous employment history etc (I don't like this idea as the less people who know about my situation the better). Do they need previous years bank statemnts etc or is it more about upto date stuff.

Hi my wife and I have been struggling financially for quite some time now, however we have now decided to look at the possibility of taking out an IVA. Much of our debt was accrued when I was in a much better paying job approx 4 years ago and it has just steadily built. What we wish to know is wheth...