Well i got my 4th annual report back from my IVA company and it is true that my major creditor (max recovery) won't except my payments up till now and are asking for an extension on my payments. So i now have another 2 years to go. It has been tough to get this far and the thought of another 2 years...

I am with Ideal Debt Solutions. The girl that is dealing with my IVA (she has been great with me), said the IP practitioner is on his holidays and it was her that rang the major creditor personally. She said she has spoken to my "major creditor which i am presuming is max recovery as they have bough...

Unfotunately it is not something i will ever be able to fully recover from.

I am lucky not to have any other debt i suppose.

It does seems strange to me because if i did go bankrupt i have no assests to sell. I don't own a home, i don't have a car, even my tv is only worth 200 pound.lol. I have been living at the bottom end of the earning scale for a while now since i became ill so i really don't have anything to offer if...

The return was 18% and i think my major creditor is Max recovery.

Just had the call back from my IVA company and was told that they have spoken to one of my major creditors and they said they will not except my contributions as the return they get will be too low. So they are going to apply to extend the length of my IVA for an extra year instead. I thought it was...

Update, I got a return phone call later in the day from a girl who works for my IVA company, and she has also suggested they might be able to take my 4 years payment and take that as a final settlement to my creditors. I don't have my own home so i don't have any assests. They are going to get back ...

I am currently in the last year of a 5 year IVA. I have had to pay a reduced amount over the last 10 months due to a long term illness and i cannot see me being able to get back to work in the near future. I have asked my IVA company if i can extend the length of my IVA to enable me to pay it off, b...