Yep I can feel me becoming a regular LOL xx

Thanks Liz and everyone else that has taken the time to reply - it's great to know you are not alone and support is a few keystrokes away LOL!!

Oh that's a worry Liz I will need to check that as where I am at now is I think I will have to sell our car and then hope there is some money in it which with be enough to put down on a deposit for another car which I can finance through Ducton hopefully. It is such a shame really because I will jus...

I have just spoken to Honda again Liz and asked that and they said no again unfortunately - However the very lovely kady gave me an extension on paying the balloon payment until 29th Feb so phew a bit of breathing space LOL - my eyes are bleeding I have looked at that many loan websites LOL!!

Hi Jan - nope I am not going to LOL xx

Unfortunately we are in negative equity at the moment ( happy days LOL) - I have had the most bizarre call from a company that I must have gone on to their website and registered for someone to call me. This chap tells me that my loan is approved and the repayments were more than reasonable. He tell...

Thanks everyone for your comments. Duncton won't refinance a baloon payment unfortunately but they will look at lending on a car if you have an IVA. I don't have a family member that has the available funds unfortunately. However I know they would if they could as they are really supportive. I will ...

Hi I hope someone can help. We have to refinance the balloon payment on our car by the end of this month. It is written into our IVA to allow us to do this.I contacted payplan to find out what I need to do and they told me to contact Honda to see if they will refinance it. Honda won't do it apparent...