i have spoke to my ip and i will be sent out a new I&E form, i have done a rough calculation and with paying maintenance i can continue making the same payments as i currently am. i dont suppose anyone knows what i should be paying maintenance i have allocated 150 is this resonable for 3 children as...

Hi guys and gals i have a question for you. My wife and i and have been split up for a good few months now and we have now decided its time to seperate completly but to do this one of us needs to move out. The house we live in is in my name only and is in the terms of my iva for a remortgage in mont...

had a look through my modifications and any windfall under £500 i get to keep but just waiting for my ip to confirm

i have just had a letter from the tax man and i overpaid during 2009-2010. i started my iva on the 22nd of feb 2010, i have not cashed this check yet as i only recieved it this morning. Would this be classed as a windfall, if so would the payment be based on a pro rata payment into the iva as it was...

my wife is looking at returning back to work as our children are growing up now and she is not needed at home as much as before, my question is are there any guidlines that an IP has to follow with regards to her wages as part of the household income, i completly understand that her income has to be...

you would be best to go through your paperwork with a fine tooth comb to get the right answer but i would guess that if no equity release is possible then a 12 month extension would be added to cover the equity release. This extension may be cut short if your over payments make up the £13k but you w...

if you started in april 2005 your credit file would have cleared april this year although it pays just to check and make sure it has gone. Although it may have gone from your credit file you will still have no credit history anymore and you have to start from scratch again. I have spoken to my a fam...

Hi guys i hope you can help me with this question that i cant figure an answer out to. My wife and i have recently split up and now she is looking for her own place to live. She has applied with the council but she doesnt really want to go with them but to private rent she now needs to get a job and...

so far so good although i have never spoken to my ip personally, it seems to be a large company and i have a case manager who i contact and then he reports direct to the ip. Im thinking i went down the wrong career path after hearing some of the fees that are involved, i know they do a lot of hard w...

hi guys i know this is a bit late to be doing my research about my iva company as im now in my 2nd year but has anybody else used money debt and credit and are they any good

my mortgage deal comes to an end next month, i have already spoke to my mortgage company and had the mortgage put onto another fixed rate for another 2 years, easy to do really because u dont have to be credit checked or anything all they do is apply a new rate to the outstanding balance

most iva's are to get a remortgage quote in the last 6 months of the term and they do have specific fullfillments to adhere to, like mine states that at month 54 i will obtain a remortgage quote and if there is any equity over 5000 then a remortgage should be attempted to bring these funds into the ...

just had a letter from ip about my 1st annual review and the paymenst are staying the same even tho my wage has gone up a little and our child benefits have gone up slightly.
Just wanted to shout it out woop woop

the iva is solely in my name as all debts held were in my name

Hi guys i know this will be one for my ip but just want to see what you all think. Me and my wife are looking at relocating to a different part of the country to be nearer family i am a homeowner with a mortgage with very little if any equity in the house although with a good bit of decorating and t...