Search found 9 matches

Search found 9 matches Page 1 of 1
by emsmum
Tue Dec 02, 2014 10:09 am
Forum: Ask IVA Forum and Industry experts
Topic: Would it be viable to get a mobility vehicle without affecting my IVA ?
Replies: 4
Views: 2214

Hi, my husband got a mobility car whilst in an IVA, your DLA money is usually included in incomings but should have been offset in your outgoings as it is a benefit purely for such matters ie running car,car insurance, medical expenses etc. We notified our IP and were told it was fine as once you ha...
by emsmum
Mon Nov 03, 2014 2:05 pm
Forum: Ask IVA Forum and Industry experts
Topic: DRSP & Cleardebt PPI Claims
Replies: 15
Views: 5352

Hi, my timescale is exactly the same as yours, we too are at 2 years. Our IVA ends next month but PPI fiasco continues.I am now phoning weekly and have had a few occurrences of DRSP telling me that cases I had had notification of no PPI were still open, once I corrected them and they checked their s...
by emsmum
Wed Jul 09, 2014 7:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Cleardebt / DRSP
Replies: 11
Views: 3501

I too am still in the middle of the DRSP problem, yet again today I received more papers to sign, these were signed 20 months ago, I received a letter from one of my creditors 6 wks ago telling me they would not deal with DRSP as they had not received paperwork and that they would only deal with me ...
by emsmum
Wed Jan 19, 2011 9:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car confusion!
Replies: 18
Views: 3610

Just to let you all know, the first reply was spot on and the company involved have removed the marker so I am selling the car at the weekend and have been given permission by my IVA provider that I can get myself a cooker- yay! and pay the rest into my IVA. Thanks ever so much for all the help and ...
by emsmum
Sat Jan 15, 2011 4:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: We have a car we don't need
Replies: 4
Views: 1305

Sorry about this post being on twice, this is the one I wrote first but it did not appear so I assumed I had done it wrong. The car is not under threat of being took away, the confusion is why ip told me it would not show on hpi check as personal loan, so I could sell it and use some of money for co...
by emsmum
Sat Jan 15, 2011 3:34 pm
Forum: Ask IVA Forum and Industry experts
Topic: We have a car we don't need
Replies: 4
Views: 1305

I have an IVA, we have been paying for 14 months now. When we started we had 2 cars which were on personal loans so we were advised to put them in the IVA as they could not be taken ( we were willing to pay for them). We now need to get rid of one as it is no longer needed due to disabled husband no...
by emsmum
Sat Jan 15, 2011 3:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car confusion!
Replies: 18
Views: 3610

Thanks, the only reason we are not using the car is because my husband no longer drives due to his disability, therefore it is not needed anymore. We are still financially able to do the taxing and pay the insurance but it really seems like a waste of money. Will speak to my ip on Monday to see if t...
by emsmum
Sat Jan 15, 2011 2:17 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car confusion!
Replies: 18
Views: 3610

Thanks for that, feel really sick about this as car needs taxing at end of month and MOT coming up in a few months too. Its not worth much as it was my personal runaround but as hubby disabled and not using his at all we thought we were doing the right thing by selling up and paying it off our IVA.
by emsmum
Sat Jan 15, 2011 1:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Car confusion!
Replies: 18
Views: 3610

Hi, we are 14 months into our IVA, when we took it out we did not want to put our cars in but were advised as they were personal loans not hp then we had to. We now no longer need one of the cars so contacted our ip who told us we could sell it and pay the money into our IVA (less the cost of a cook...
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