Hi, I need some advice on mortgages. We entered into a full & final IVA in Feb 2011 which was succsessful. Our mortgage deal has come to an end and they company we are with do not have any further offers so we are on their standard rate... we pay more than the average each month and I really want to...

Hi, Just to let you know our full & final IVA has been accepted today!!! So so pleased
Thanks for all the support PHEW...[:D]

Thanks Rosepetal, yes we got to pay my parents back also it just means the part with the creditors is over quicker.... very lucky we have that option! Yes no long now, under 1wk, will let you know how it goes, fingers crossed! Thanks everyone for the support, didn't know anything about IVA's or supp...

Hi, My IVA proposal is with my creditors & the meeting is set for mon 28th... we have gone for a lump sum settlement from my parents... just wondering what the percentages are of agreed IVA's against not agreed IVA's? Can any of the experts tell me... can't stop thinking bout it now!! I'm with McCD ...

my creditors are Egg / M&S / Halifax bank account & credit card. Tell me none of them are linked to Santander pleeeease... Thanks everyone for support. This site is a life saver. I never realised so many people were in the same position!

Hi, can I just ask those of you that have been their IVA accepted, is it quite hg that your new bank account will be closed? I have opened a new Santander Current account, had it up and running for 3 wks & onlt at the stage where I hae received the IVA proposal... I'm worried after reading some thin...

I am about to start an IVA with a company called McCambridge Duffy, can you please confirm that this is a reputable company to use as I am doing a lump sume payment to them & to clear the debt with a short term IVA of 6-12 months.... I need to ensure 100% that this company is going to help not make ...