funny i am also looking into getting a mortgage but its a council right to buy.....not sure how hard or easy, my credit file is now clean after going to financial on-busman......natwest were playing dirty

the database what police and insurers have about you when insured is supplied by guess who...EXPERIAN

they dont do credit checks unless ur applying for credit, normaally its enquiry or id checks only..wouldnt worry about IVA for insurance

most people will turn you down if its down to automatic credit scoring

you can raise disputes with CRA as well

thats why your score is so high, do u have any active credit showing

credit files are messed up for 6 years finishing early doesnt help much, does help but your seen as a bad risk

the reason why some accounts are not updated are because they have either written off debt after learning about your IVA or sold your debt
hence the default dates after IVA

correction not chase you but keep on marking the credit report with negative info

they will need the certificate of completion for sure, that would have been the reason, allot of people talk about letting things drop off the credit file, that's silly advice...because by sending off certificate of completion they will mark account as settled or partially settled and no one can cha...

we pray for you, stay strong, I have walked it too

freeman and Jones had mine in 2 weeks....wow!!!! the stories I am reading. it came off the register around the next day

well done but cleaning up credit is the next part..that can be a nightmare, the amount of letters I wrote,I have passed the 6 year mark and still cleaning up the mess, some creditors are wicked. I have a score of 943 with experian, should be higher, but its just a guide, creditors use there own scor...

check your scores first and whats on your file......but it all depends on what your bank view is on people with past IVA's
there is a clause in a current account that they can occasionally check the CRA while you bank with them, but you should see this in your search section on your report

you can raise it with noddle, I have on many occasions
if creditors not updating its a journey to ico but you need a final letter from nationwide first, or try nationwide complaints department first..then ico