Not yet, didn't think there was much point until this item from RBS was removed which should be by the end of this week.
I will call him if that is what you recommend. Thanks Lulu

Still awaiting RBS to get there act into gear and remove an item that was never marked as default in the first place. Up until then I cannot do anything. Before even putting my house on the market would i be well advised to apply for a mortgage 'in principle' to ensure I can get the borrowed amount ...

Thanks kallis3

Hi luluj, would be interested to know who your broker is but can't find a PM function to contact you. Don't know if I'm allowed to post up my email address on here (don't want to break the rules). So how do we go about sharing this information? Ot of interest what is the difference between an 'all m...

Knew news even

Settled accounts like this, without a default, will show for 6 years from when they mark the account as settled. I'd contact the CRA for advice here, as clearly those missed payments would have been years ago before the IVA was set up and you defaulted at that point. The default marker appears not ...

Notice this section has not been posted on since 31st July 2011, was wondering if any new mortgage lenders had come to market. Last time I questioned this things in the market place was tight but was rumoured new lenders were coming to market. I completed the 6yrs as of August this year (paid off af...

So how come my 2 other RBS debts have been totally removed, yet this one remains? Its shows settled with status history as (most recent first) [0][0][0][0][6][6][6][6][6][6][5][4] Should I just hold off applying for a mortgage or get this sorted first, seems to be a couple of conflicting opinions!!?...

This is what it says on the Equifax website: How long will information stay on my Credit File? Credit agreements Six years from the date the account was settled, written off or defaulted – whichever happened first Individual voluntary arrangement Six years from the original registration date ..........

It is showing as SETTLED, date 01/12/06.
Everything from IVA & other 2 accounts with RBS have been removed (no longer showing) apart from this one.
I'm stressing that when I come to applying for a mortgage the lender will see this and decline me.
To note the IVA started 11/08/05.

Just spoke with them, it is indeed the iva department.
I'll let you know the outcome after they call on Monday. Spoke to a very helpful lady.
Fingers crossed.

Ginger3232, I have already wrote to them as you outlined. Sent recorded delivery to the address supplied on my credit search. Reply was from RBS recovery manager at credit management services. Other than this I do not have any other contact information and believe that I have already contacted the r...

Hi, I entered into my IVA via Payplan on 11th August 2005. On 15th August 2006 a full and final offer was accepted and settled the IVA. As it is now more than 6 years from the start of the IVA I now notice on my credit records that everything has disapeared apart from one entry from RBS for a person...

Well thats bad for them, already been assured I can have a mortgage at 3.5% if I sold my house. But I don't want to do that.

Nothing ventured nothing gained.

Thanks for the answer although a little vague as one broker may not be as good as another.
Has anybody had experience of particular companies?
Thanks