I have just completed a remortgage of my house in order to pay off my debts and stop making myself so stressed and ill. I went on to a debt management plan two years ago with debts of £14,000 and have managed to pay off nearly £4,000 to date. However, I had a couple of other debts that I kept back a...

Thanks for the advice. I have just been approved to borrow an extra £19k on a remortgage so I can clear all my debts. It is a two year fixed rate and I will be paying just over £50 per month than my existing mortgage and, when I clear my debts, I will be saving over £250 per month plus I will have c...

I would just like to know if anyone has information about full and final payments. I have a meeting this afternoon regarding getting a remortgage to pay off a debt management plan and credit cards that have arisen over the last few years. I have a house worth approx £120,000 and an interest-only mor...

Yes, I understand and it is a dilemma but many years ago she was left in the lurch by her father who went bankrupt, sold off everyhing that the family owned (including her personal stuff) and subsequently disappeared. She now has the opinion that debt is the end of the world and not something that c...

Thanks, That is just what I need to hear. I have been introduced to the name Who's Lending because they are a sister company of the DMP Management firm (Payplan) with whom I am curently with. Payplan have just called to say they will refer me so they will pass on my details and to expect a call from...

Thanks for the advice. I am seriously considering remortgaging but not sure if I should contact my current building society or another mortgage lender. If I contact my current provider, will they ask questions about my debts and open a whole can of worms? An external provider may ask fewer questions...

Hi, I wonder if you could help me please as I am absolutely desperate. Almost 2 years ago, I went on a DMP ieth Payplan as I owed £14,000 in credit card debts. I had another credit card with about £500 on it but kept this back in case of emergencies and, as it happended I did need this for an emerge...