<t>Hi my Iva has ended adter7 years. I still owe 3 months through breaks ect , I should have paid in Aug but still struggling so. What can I do I need the money for food if I miss a second time what will happen , i emailed the first time and they said they are not allowed to extend my Iva so pay it ...

Hi my job is under threat I will either get redundancy or apply for my position with less money either way I won't manage less money on my iva what will happen ?

How long to you get to pay any excess you have made at the end of every year ?

What do I need for a review do I need to sent 12 month statements 12 months payslips

thanks need to do some serious thinking

I'm afraid that you will have to keep on paying those outside an IVA otherwise you run the risk of losing your house. If you were able to reduce the monthly payments on unsecured loans, would that make things better for you? done that, seriously thinking about givin my home up just walk away secure...

its the secured loans thats crippling me

can you include secured loans,will i loose my house and car