Well.....that's it.......it's done.......almost :) As a quick update to what has been a long journey, I have made my last payment to Freeman Jones :D Technically my last payment should have been on the 25th of April, but since it was only £14 to tidy it up, I opted to add it to my March payment, plu...

Morning All Long time no see. Well, it's nearly here, it's nearly over. After paying my regular amount (variable due to E&I) for 5 years, then going into a 6th year due to no Equity release being available, I am one payment away from the end, although my last payment is technically on the 25th of Ap...

Morning All I was wondering if anybody on the forum could answer a quick question for me ? I have 5 creditors in my IVA, each was to receive 40p in the pound as stated in my agreement. However due to my IVA wording (each creditor if returning PPI, has the money deducted from there debt first) after ...

One of the things I find incredibly unfair is that money paid by one company to settle PPI and thrown into the pot, is being used to give other companies, that refused my claim, a better return. My IVA is apparently worded that Lloyds money will go to Lloyds first and any change will then get divide...

Evening All So, here's the thing, I received a payout of £15,609.79 from Lloyds for miss old PPI, I had a credit card with them for 25 years or so. I went through Think2Claim, so it's all being worked out between them and Freeman Jones, whilst it would have been nice to get the money. I knew going i...

Thankyou for clarifying the £500 clause Steven. Thanks for your words Melanie, if i sit back and think about it i am no doubt being over eager and wanting everything now. I think i will sit back and wait to see what happens next, rather than scouring the internet for random pieces of information tha...

I knew the old "i have cake" ploy would work :) I read my agreement, back to front and upside down looking for any clues, but nothing popped up, i suspect i will have to sit and wait and see.....patience is not one of my strong points. I was initially due to pay 40p in the pound (i think) so droppin...

Well here i am again, with an update and new questions. I am currently in an IVA with Freeman Jones (£33,000 of Debt), 3rd Year review pending :) I am in the process of claiming PPI via Think2Claim, from :- Marbles - Investigated & Denied, after at least three weeks they have still given no reasons ...

Amended.

Hi Michael Just curious, did you get any resolution to your initial post ? I was told the same sort of thing a few weeks ago, you now have me wondering what's going to happen next. I have multiple PPI claims being looked into from IVA creditors, IVA creditors who have sold my debt and companies that...

Since i am with Freeman Jones (coming upto my third year review) i decided to go with there own PPI claim company Think2Claim (should hopefully make dispersing any money back to me quicker), the way i looked at it, it was "free" money as i thought it had been paid and was long gone years ago, so pay...

From what i can remember, and wishing i took notes. If a creditor sold your debt prior to you beginning your PPI claim, then your more likely to get the money, also you should receive the 8% statutory interest from all successful PPI claims. Early loans depend on who they were with, if its one of yo...

Hi sarah

I received a phonecall yesterday and got the answers to my questions (and a few more i had), i think i have everything figured out in my head, i guess i will just sit and wait to see what happens next, hopefully sooner rather than later

Mutley

That's what I am finding as I look around the forums and various websites, there are a lot of fuzzy areas where one will do one thing, while another will do something diffrent, and a third will do diffrent again. I know if I just bide my time I will find out one way or another, but I like to be info...

Hi Benny I think I may be in the same boat..sort of. I have 5 PPI claims currently being dealt with, there at the 4 week point, whilst they all started as creditors in my IVA, 3 of them sold there debts, I was told on the phone that I may receive all the money as they are not creditors, nothing in w...