Thank you to the people that have added me

yeah iv got it, think i found the right person & sent a friends request lol

kallis3 wrote:

Paul - I can access your email being an administrator so I'll email you and give you my details for FB.

Ok thanks.

Im happy to add people on FB, not sure about putting my email on a open forum.

So can some one tell me where to fined some of your emails & il add you

Il have to call Andy Davie in the morning first, as iv already posted my paper work to his firm for a IVA & the paper work is with there drafting team, but that was sent off before the drop in benefits happened. So really need to find out where i stand now

No, no property just debts between the 2 of us = £22-£24k roughly more or less split equally. I work, partner dont. Some benefits are joint & some not. But the sticking point is trying to prove how much of our surplus is my money & my partner's. An with the drop in benefits cos step-son not in colle...

HI Kate,

Hope you get things sorted out very soon & good luck with the pregnancy.

Il be interested to hear how you get on with Payplan & if they will help you with a DRO cos when i asked them just a couple of days ago they just told me to go to CAB an they should be able to help us out.

@Kallis3 Iv had a email from the IVA company today saying that they have passed on the documents to there drafting team (Bridgestones) . So i have given them a phone call & spoke to Leigh (Andy Davie's) Admin assistant. She seams to think think that the IVA could still get accepted but i really just...

@ Broke Well he might be a late bloomer, but it dont really help us. If he dont get on to another course. I think i may have to consider bankruptcy so we still have enough money for everyone, which was a option any way before sending the IVA paper's off.....Before any thinks im blaming him im not. W...

@ Howard, I take on board what you have said as that is what the forums are but no we have never been soft with him. We have had issues with him on/off for some time, runway a couple of times, self harming etc. An while he was still in school we asked social services to help us but always said no. A...

I totally agree with you. I just wish he would grow up quickly & he even knows we are in a lot of debt cos when I was scanning the documents the other night he asked me what I was doing so i explain to him then about the debts etc. An said I hope he is sorting something out for after college & all i...

Iv told him about some part time work a few weeks ago that he could of still done around his current course he said he would apply for them but never did.

TBH he might be 17 but IMO he never acts his age & always seams to want things done for him. Which is really not helping at the moment.

He has said that is hoping to start another course in 2/3 weeks time but that will only last around 8 weeks for 2 days a week & it not clear yet if this course passes the criteria to still claim child benefit etc. An wont know until next week if he is on the course. An if he passes the course he wil...

As you know from my previous post's iv sent off the paperwork to start the ball rolling for a iva but now it turns out my step-son's college course is coming to a end next week & cos he been lazy he has not put anything in place. So all the benefits we get will stop for him. An cos he is 17 we still...

@baldy, We are in the process of setting up a IVA Can totally understand where you are coming from, my step-son's college finishes soon & as of yet he got nothing in place (he being a lazy git) So he if dont sort something out soon we will also loose £200 per month but as he is only 17 we still got ...