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by OrdinaryWorld
Thu Sep 17, 2009 12:22 am
Forum: Ask IVA Forum and Industry experts
Topic: How are the allowances for IVAs calculated ?
Replies: 30
Views: 3427

Ok thanks Melanie for quick response.

Jon
by OrdinaryWorld
Wed Sep 16, 2009 11:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: How are the allowances for IVAs calculated ?
Replies: 30
Views: 3427

Andy,
I believe the housekeeping budget for single person is £195ish. However, what if the single person has his two daughters stay over once during the week and then once every other weekend? Should the budget be extended or would I have to ask the ex for a couple of quid? :)

Jon
by OrdinaryWorld
Wed Sep 16, 2009 11:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA and Savings accounts....
Replies: 13
Views: 2196

Andy,
I've noticed that my avatar sometimes recognises my old posts from 2007 and then on other occasions it doesn't. Is this a bug or is the system still unsure of me? :)

Jon
by OrdinaryWorld
Wed Sep 16, 2009 11:00 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA and Savings accounts....
Replies: 13
Views: 2196

Many thanks H and Skippy! I will definately be attending now that I've managed to secure a room in the County hotel. It will be an absolute pleasure to meet you all and share frugal tips! :)

Jon
Jon
by OrdinaryWorld
Wed Sep 16, 2009 10:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Frugal Friends Xmas Party 21st Nov
Replies: 134
Views: 15057

Yay - I'm all booked in! Look forward to meeting you all on 21st Nov!
by OrdinaryWorld
Wed Sep 16, 2009 8:14 am
Forum: Ask IVA Forum and Industry experts
Topic: How are the allowances for IVAs calculated ?
Replies: 30
Views: 3427

Ok many thanks Melanie.

Best
Jon
by OrdinaryWorld
Wed Sep 16, 2009 8:13 am
Forum: Ask IVA Forum and Industry experts
Topic: How are the allowances for IVAs calculated ?
Replies: 30
Views: 3427

Just for information, a friend of mine forwarded this link: http://www.thedebtadvisorintroducers.co ... idance.pdf

Looks very restrictive :(

Best wishes
by OrdinaryWorld
Tue Sep 15, 2009 5:51 pm
Forum: Ask IVA Forum and Industry experts
Topic: Frugal Friends Xmas Party 21st Nov
Replies: 134
Views: 15057

ps which hotel is everybody staying in?
by OrdinaryWorld
Tue Sep 15, 2009 5:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: Frugal Friends Xmas Party 21st Nov
Replies: 134
Views: 15057

Hi Frugal Friends,
This sounds great - I would like to come along and I'm based in Burton-on-Trent so only a short drive or train journey away.

I will check childcare arrangements and if ok will book into a hotel nearby.

Best wishes,
Jon
by OrdinaryWorld
Tue Sep 15, 2009 5:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA and Savings accounts....
Replies: 13
Views: 2196

Good point needmoremoney! We will pay it directly into the IVA - glad I checked with the forum. Many thanks for your kind words H - yeah it feels good to be a few years in and I'm really determined to see this through to the end. Great to see you are on the home straight with only 9 months away from...
by OrdinaryWorld
Tue Sep 15, 2009 1:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA and Savings accounts....
Replies: 13
Views: 2196

Many thanks Skippy. I've been following your blog with interest and great to hear you are on the home straight.

Best wishes,
Jon
by OrdinaryWorld
Tue Sep 15, 2009 12:11 pm
Forum: Ask IVA Forum and Industry experts
Topic: How are the allowances for IVAs calculated ?
Replies: 30
Views: 3427

Hi Andy,
Do you know whether the CCCS publish their guidelines online?

Great to see the forum is still going strong!

Best regards,
Jon
by OrdinaryWorld
Tue Sep 15, 2009 1:28 am
Forum: IVA approved!
Topic: IVA Approved!
Replies: 28
Views: 3124

Brilliant - thanks Melanie! I will check out the frugal friends thread and see whether I can make it.....I could do with some Christmas cheer! :)

Jon
by OrdinaryWorld
Tue Sep 15, 2009 1:16 am
Forum: Ask IVA Forum and Industry experts
Topic: IVA and Savings accounts....
Replies: 13
Views: 2196

Ok many thanks Melanie for the quick response and clarification. It sounds as though the Savings account idea may be a no brainer then - we just thought it would grow the cash a little and help to maximise the release.

Yes we are already in discussions with our IP over this ;)

Best,
Jon
by OrdinaryWorld
Tue Sep 15, 2009 1:03 am
Forum: Ask IVA Forum and Industry experts
Topic: Changing IP
Replies: 34
Views: 3344

Melanie and her team are excellent - not just when arranging and sorting the IVA proposal (in a manner acceptable for all) but also when supervising the arrangement too! Very fair and flexible to all.

Go for it!

Jon
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