Had some really good news I was looking to open a new business account with Barclays i had a meeting with an advisor but she couldnt approve my application as she needed info from my IP about my IVA i wrote to my IP who passed my email to a colleague who has reviewed my IVA and has put my case forwa...

Does anyo.e know what happens to your personal credit report after completing an IVA does all your creditors stay listed with all outstanding balances. If they do how do you go about repairing your credit history. Ive had problems getting car insurance on monthly direct debit as i didnt pass the cre...

Has anyone been successful in remortgaging during an IVA period and if so which lender did you use? As part of my IVA I have introduce some equity from my property (£3600) and my current mortgage provider cannot help me.

Inevitably I would lose my home as I doubt I would be unable to earn anything like what I am earning at present. Also I have a family member who is now willing to give me the £3600. I had to inject into the IVA in year 4/5 and because I could not remortgage or find the the additional £3600 my IVA wa...

What happens if you are made redundant in an IVA? I am 11 months short of completing my IVA (60 + extra 12) and if I am unlucky enough to be selected for redundancy what happens to the redundancy money? Do I declare it? or just continue to pay my monthly fee. I am aware of windfall and extra income ...

I too was in the same boat. I knew about the £3600 additional funding that I had to try and inject into the IVA in year 4 but to no avail was I able to generate the money from a re-mortgage. Everywhere I turned to as soon as you mention your in an IVA the answers always the same sorry no we cant hel...

Im now thinking that the 12 month extension option would be more beneficial for me. I just need to get the screenshot evidence to my IP.

Ive actually saved screenshots of the declined messages from 3 lenders. Do you know if anyone else has been levied because of a vehicle? At the time I was driving a mere Ford Mondeo diesel and my wife had an 02 Reg A Class Merc. It was because of the Merc I was levied 2 additional payments in lieu o...

Unfortuantely Ive tried this route trying to lend from a friend and family member offering to repay but alas this has been unsuccessful. Finding proof is the hard thing as Ive not received any paperwork declining offers just on the website your applications declined (I wonder why???) I thought it fu...

Hello, this is my first post and I have a question for the forum. I am in the 5th year of my IVA which started in 2006. In the terms of the IVA I was levied an additional 2 payments at the end of the IVA in lieu of my wifes car. When entering the IVA I was aware that in month 54 I had to introduce £...