Congratulations on getting to the last big Milestone in putting your debts behind you!! Have you ever been tempted to spend just a little more than you can afford on the plastic? It's a cheeky question but it is my biggest fear for when I finish. Thank you. lol, i'd be telling fibs if i said no, i ...

Thanks for the replies, i'll check it tomorrow with credit expert and if its not been done i can give the IVA company a call.
Thanks again for your help

Hi, i completed my IVA on February 15th last year and i'm told that now a year has gone since the completion i can now have it taken off my credit file, is that correct? i've used a high interest credit card and paid it off each month since last year but i'm told the removal of the IVA off my file w...