Melanie, you said that you recently dealt with a similar case, would you be interested in looking at my situation and giving me some specific advise and help to carry it forward to an IVA

Thanks

So then, what is my next step? I was considering contacting the CAB, or should i seek more specialist help? If so how much should i expect to pay for this and how long will the whole process take?

What?

Thanks, what is my next step? I was considering contacting the CAB, or should i seek more specialist help? If so how much should i expect to pay for this and how long will the whole process take?

Creditors are Egg Credit Card -£5,893.45 Nationwide Credit card -£8,899.93 Nationwide Flex Account -£1,687.99 Barclaycard -£7,959.34 Morgan Stanley Credit Card -£6,320.14 Capital One Credit Card -£4,685.65 Halifax Credit Card -£4,014.27 Egg Loan -£6,062.90 Tesco Credit Card -£4,106.72 Any problems w...

The money will more than likley go toward my daughters education.

Can you give me an idea of how many pence in the pound is generally acceptable as an offer to creditors?

What is my next step? I feel I need to move things quite quickly as I have missed some payments already.

I have commitments of £260 maintainance and the usual gas electricity etc on top, could easily afford 450 - 500 month for iva. however can not afford the 900 a month payments at prestent

Hi I have debts to 9 lenders of about 50k, and am considering IVA or BR. I am married and working (28.5K year about 1.5k/month TH) my current wife owned house before we met, it is all in her name and we filed paperwork with solisitor before we married 14 months ago to state that it would remain her ...