Hi Foggy, yes most have dropped off but I am in dispute over one which was part of the IVA but is showing as been defaulted for more than 6 payments (it wasn;t once it was part of the IVA). They have agreed to show it as settled but of course the default payments are still showing ! I am currently t...

Despite my IVA coming off my credit file, I still have an appalling low score with Credit Expert. What will happen if I apply for an Aqua card and get turned down? I am terrified my credit limit will go even lower All I want to do is get a mobile phone account in my own name !

Hi Everyone Thank you for the replies. My daughter is 22 and with her partner but expecting their first child soon. They want to buy their own place but living in the SE and being in low wage paying jobs their chances are zero. I was hoping that going for bankrupcy might enable me to help them out b...

I have been in an IVA for 3 years with 3 more to go (extra year added because I have a house). My daughter really needs some money so I am considering selling the house and going bankrupt to save paying out £350 a month for the IVA - that money could go to my daughter. Is this ever considered to be...

Melanie
Thanks for the advice - how would the IPs fees work out - would my father have to pass these as well? How do I contact an IP in my area?

I owe around £70K mainly to credit card companies. I currently have a DMP which I have been paying for 11 months. My father has now said he may consider helping me BUT he does not want to pay the full amount to my creditors because a friend of his paid his son's debts but only paid 50%. Is this true...