Congratulations.....What a feeling. I had my F & F passed yesterday.

Thank you Melanie, Yes she was brillaint. Would recommend her to anyone.

It wasn't a lot from my dad, but enough for my creditors to accept. I'm finally free, and it feels good.

Never going back there.....

Wow, after just 12 months I have finished my IVA. Having entered into one last June, my circumstances suddenly changed about 8 weeks ago and I lost about £300 per month in wages. Thankfully my IP (Liz Pywowarczuk) and her team at Liberta Financial have been so helpful. I felt I had two options...ban...

Hi 12 months to go..... Just read your post here to Christine.dl about your take home pay being reduced. I'm about 12 months in and my wage is soon to reduce by 20% and I'm sh**ing myself. Certainly don't want BR but would be more than willing to extend just to complete. Written to my IP along with ...

Thanks Harpic.......I'm sure they are.

Fingers crossed

Liberta Financial......

Up to now they've been ok, maybe because I've coped and haven't caused any issue.

Fingers crossed they can sort something out....at the end of the day I haven't defaulted, it just my circumstances have changed!

Thanks

Hi Foggy, I'm not sure, but as you say it probably was. When I completed all the initial paperwork I just told them my monthly salary. It was all there in the pay slips. I'm just worried that all is lost..... I've photo copied my last 3 wage slips and written a letter axplaining the situation. We on...

Hi there..... I really need some help or advice, please. I'm currently 11 months in but my work circumstances are about to change dramatically. Currently get a premium of 20% to do the shift that I do, but my employer has decided to move the resource and stop the 20%....so I'm 20% down. Where do I g...

Hi sopie0119

Thanks for that....unfortunately Tesco's are one of my creditors, so don't think i could go there. I tried to do it via monthly payments with Hastings but got big fat NO.

Thanks anyway.....something will turn up

Please help... Hi there, I'm 5 months into my IVA and its going quite well except for one thing. I've just had my car insurance renewal. It went from £27.something per month to £65.something per month. Naturally I cancelled it, although I did ask if that was their best! It's now Ive got the problem....

Cool....great news. Mine was approved last week.

Had my creditors meeting last Tuesday (14th)......which was accepted. What a relief. Quick thank you to Vincent Bond and Libertarian Financial for all your help in arranging this. I can now look forward and relax without the worry of letters or phone calls all the time. To all out there, chins up as...

Hi there

Today is the day @ 1500hrs.....well its already passed that.

Nervous as anything....just waiting for that phone to ring!!

Wish me luck

Rich

Hi kyla123x

To be honest I can't remember. I've had my date now for about a week now but reckon it was about a week from them receiving my signed papers.

Good luck

Paperwork gone and now the meeting date has been set.

14th June to be precise!

Now the worry begins....will they or won't they accept. Just want all the worry to go now.

Keep your fingers crossed for please......