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by pollypot
Mon May 16, 2011 1:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I provide money for F&F offer ?
Replies: 2
Views: 831

My final IVA payment will go out in Feb next year. Over the last 5 years I have managed to save £30 month I have had some bills but I estimate that I will have aprox £1110 by October. 2 questions, will a full and final be accepted so near to completion and will they accept it from me or does it al...
by pollypot
Sat Mar 05, 2011 9:18 pm
Forum: Ask IVA Forum and Industry experts
Topic: What to do......? :(
Replies: 31
Views: 4377

Has your neurologist suggested any medication that would help the migraines? If not and you cannot work because of them then maybe you would be entitled to disability living allowance, or look for a different career. If you cant face going back in 2 weeks then you are not ready 2 go back. Hope you g...
by pollypot
Sat Mar 05, 2011 8:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: PLEASE HELP! We have just received our proposals
Replies: 22
Views: 3193

Lloyds were my biggest creditors and every thing was fine, so try not to worry.
by pollypot
Wed Mar 02, 2011 6:19 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, I am 4 years into my IVA and all is going well
Replies: 2
Views: 1117

Thanks, and well done to you. I have 2 threads the same on here as I didn't think my first one was picked up, too impatient! will phone IP for clarification and hope that the final year goes smoothly.
by pollypot
Wed Mar 02, 2011 5:52 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, I am 4 years into my IVA and all is going well
Replies: 2
Views: 1117

Hi, I am 4 years into my IVA and all is going well, have not posted before but have found this forum a great help over the last 4 years. One question, modifications in my proposal state that the creditors are expected to receive an estimated dividend of 30p in the £. My last 3 annual review letters...
by pollypot
Wed Mar 02, 2011 4:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, this is the first time I have posted on here
Replies: 5
Views: 1341

Thanks for the reply Michael- I don't think it was extended to 72 months I just don't think they will let it carry on after that period of time should I have needed to reduce payments. I also read that contributions will be made for period 60 months. Andy - In all 3 statements following the review i...
by pollypot
Wed Mar 02, 2011 3:57 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, this is the first time I have posted on here
Replies: 5
Views: 1341

Hi, this is the first time I have posted on here, but have found this forum of great help over the last 4 years.(Now in final year of IVA). One question- modifications to my proposal say creditors are expected to receive 30p in the £. Correspondence from my last 3 reviews have reported the current ...
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