Search found 9 matches

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by chorltonred11
Fri Mar 16, 2012 7:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bank said it would freeze interest didn't put it in writing. Where do I stand ?
Replies: 11
Views: 1603

Yes that's sounds like a good idea how do i speak with her?
by chorltonred11
Fri Mar 16, 2012 6:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bank said it would freeze interest didn't put it in writing. Where do I stand ?
Replies: 11
Views: 1603

Possibly but he's a solicitor and can't do an iva as he may loose his job so not much point in getting advise from iva.com
by chorltonred11
Fri Mar 16, 2012 8:07 am
Forum: Ask IVA Forum and Industry experts
Topic: Bank said it would freeze interest didn't put it in writing. Where do I stand ?
Replies: 11
Views: 1603

He gets statement of them showing intrest is being added and it still show's the full amount owing at around £18000. So every time he gets a statement he ring them up and they say on your account with have stopped the intrest and we need to do a manual calculation to work out what you owe. They then...
by chorltonred11
Thu Mar 15, 2012 11:21 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bank said it would freeze interest didn't put it in writing. Where do I stand ?
Replies: 11
Views: 1603

Not yet no just hoping to get some advice to help my friend decide his next move
by chorltonred11
Thu Mar 15, 2012 11:01 pm
Forum: Ask IVA Forum and Industry experts
Topic: Bank said it would freeze interest didn't put it in writing. Where do I stand ?
Replies: 11
Views: 1603

I had problems paying natwets years ago and defaulted on two loans and a current account owing £18000. They agreed to freeze the intrest and accept £150 a month of which i have paid £12000 back. I do not have it in writing that they shoud have stopped the intrest but that is what they said and th...
by chorltonred11
Wed Oct 12, 2011 10:49 pm
Forum: credit
Topic: Default
Replies: 5
Views: 12385

Hi all Hope somebody can help with this one. My wife defaulted on a Natwest loan around Feb 2005. She has since agreed to pay this off monthly and so far hasn't missed any payments to date. My question to the experts is, Will this default drop off after 6 years or continue as the debt is not paid of...
by chorltonred11
Thu Mar 03, 2011 9:56 am
Forum: credit
Topic: Defualt after iva agreed
Replies: 10
Views: 9316

Thanks for your replies.

I know it's 6 years for my iva date which is Feb 2013 but they have defaulted me in Nov after the iva was agreed so this means it will effect my file for a further 9 months than it should do. Do you think i'm able to get this removed?
by chorltonred11
Thu Mar 03, 2011 9:38 am
Forum: credit
Topic: Defualt after iva agreed
Replies: 10
Views: 9316

Hi Firstly thanks for all your good work done answering questions on here as it has been a great help to me. I recently recieved my completion certificate for my iva in Jan 2011. I started my iva around Feb 2007 and there's was one debtor now called clydesdale fianance who never came to the creditor...
by chorltonred11
Thu Oct 30, 2008 3:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: what would happen if i got a partner ?
Replies: 3
Views: 951

I'm currently in an iva and i'm single living on my own. I was just wondering what would happen if i got a partner or got married and how this would affect my iva?
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