I am looking to go IVA and own my own home. One of the documents that is asked for is a Council Tax bill. The problem is that I live with my girlfriend an council tax is paid be her and the council tax bills are in her name. So even though I am going into an IVA based solely on my debts, I won't be ...

After explaining my situation to a couple of different advisors, they have advised me that I need to setup a Debt Management Plan. As yet I have not missed any payments, but am not far from doing so. My question is that would all my creditors be more agreeable with what is proposed in the DMP if I h...

With both an IVA or Bankruptcy, what are the chances that I would lose my home, and if I rented the property out would this make difference to the outcome of what happens to the property?

With either Bankruptcy or IVA, what is the likelihood that I would lose my home, even though there's hardly any equity in it. Also would it make a difference to the outcome if I was to rent the property out?