I must say, when I first entered into an IVA I thought, as per the way they are commonly advertised that it was a way of paying one payment per month for 5 years and then the nightmare is over. A year after my IVA started I am getting demands for hideous sums of extra money (600) months after the su...

Just out of interest - as I am looking to move out of my parents house and move in with my partners, although we will be renting - i have heard you can get a mortgage when you are in an iva - how? and how does this work with regard to release of any equity etc?