I was wondering if anyone could help? As a part of out IVA proposal we are including an initial lump sum from the sale of our car, however, a close family member has offered to give us the required funds so that we dont have to sell the car to raise the cash. Would we be allowed to do this, is there...

Thanks everyone. I'll let you know how I get on.
Just like to say again how relieved I am that I'm not alone going through this. Finding this forum was like receiving a life-line!

Thanks Andy,

Am I right in assuming that I will not be able to run a 'regular' current account even if there is no overdraft facility attached? A debit card facility would be a necessity to continue to function as normally as possible.

Thanks for your help - I'm so glad that I found this site and now know that I'm not alone going through this process.
Thanks again.

I am hoping to enter into an IVA and are using Clear Start to facilitate this process. I have a loan and credit card with Mint and i was hoping to use a Natwest bank account to set up the regular payments etc. I am currently with Barclays but have been advised to switch as i have an overdraft and a ...