Good luck for today. My husband and I had a full and final settlement agreed on 29/6/07. Lloyds TSB and Ge Money voted for my husbands proposal and Barclaycard voted for mine. My husbands proposal was accepted immediately, however my proposal was originally refused on the morning of the meeting as n...

Forgot to mention big thankyou also to Tony Parsons (aka Welshboy). He was extremely helpful and provided us with remortgage quotes very quickly so we knew what our options were.

OUR IVA WAS APPROVED ON FRIDAY 29/6/07 !!! Would have posted sooner but computer has been playing up. My husband and I had our creditors meeting on 29/6/07 and both ivas were eventually approved. Initially mine was refused because none of my creditors voted, but Melanies collegue Hewell managed to g...

Thanks Julia. Will post update tomorrow.

Thanks Ang and Helen.
Dont expect much sleep tonight but will let you what happens either way tomorrow.
Thanks again.

Andy
Thanks very much for your response.
Fingers crossed for tomorrows meeting and will let you know how it goes.

Remortgage would be for £247500 (borrowing 90% loan to value against our property). It is an interest only mortgage and the rate is fixed at 6.64% for 3 years. Alternatively we could keep our existing mortgage with Bristol and West and raise the funds for our iva settlement via a secured loan for £4...

My husband and I have our creditors meeting on 29/6/07. We are offering a full and final settlement funded via a secured loan. However we can possibly raise the money on a remortgage instead of the secured loan. The mortgage would be through Kensington and I would appreciate if anyone has any commen...

Hi Melanie Thankyou for your reply last week. My husband and I are looking to put forward a lump sum iva. We have now had a secured loan agreed for £40000 to put forward an offer against a total debt of approx £100000. How long on average does it take to prepare and put forward a proposal to the cr...

Can anyone recommend a good insolvency practitioner that specialises with full and final iva settlements. Many thanks Hi OW Best not name the firm as I would probably get in hot water if I named them. I can only assume that we have been unlucky with the designated IP as the firm has had many positi...

Hi rexy, You're in the right place - browse through this website and its forums and you'll notice there are some excellent IPs offering accurate and non-judgemental advice (for free!). I've been trying to enter into an IVA (or other solution) with a popular DMP/IVA company for over a month and thin...

Hi rexy, You're in the right place - browse through this website and its forums and you'll notice there are some excellent IPs offering accurate and non-judgemental advice (for free!). I've been trying to enter into an IVA (or other solution) with a popular DMP/IVA company for over a month and thin...

Can anyone recommend a good insolvency practitioner that specialises with full and final iva settlements. Many thanks Hi OW Thankyou for your reply. For the past two weeks I have had dealings with a well known IP firm concerning a lump sum iva. However, the individual that has been dealing with my ...

Can anyone recommend a good insolvency practitioner that specialises with full and final iva settlements.
Many thanks