[quote] Originally posted by jameshale6 had a look through my modifications and any windfall under £500 i get to keep but just waiting for my ip to confirm Hi we had the same thing a couple of weeks ago and we were allowed to keep it all as it was classed as a windfall and we too have the £500 claus...

[quote] Originally posted by kazzafunk Definitely speak directly to your IP or if it makes it easier to explain put it in writing by email. It doesn't seem fair really to treat the income one way and additional another. Probably isn't a universal way of doing these things but yes I agree maybe there...

[quote] Originally posted by Broke of London Hi...that's the standard clause I think. Pretty much word for word the same as mine. My argument is that the lack of a timescale gives the IP flexibility in how they interpret normal take home pay (weekly, monthly, annually) but my IP said it refers to ea...

[quote] Originally posted by Broke of London Hi, check your proposal and chairman's report. The CR trumps the proposal where the two differ as the differences are amends requested by the creditors. These things don't always work in our favour bt that's the nature of a compromise. I have a similar is...

Thanks thats what we were under the impression of but not so after speaking with IP. We would defo benefit from C/M as some weeks there is no bonus and others there could be in excess of £100 so you may see where we are coming from with regards the benefits. Where will i find the exact wording, will...

[quote] Originally posted by kazzafunk Hi Miss Prim - Have you any news on the calculation? Hi, thanks for your replies, i have spoken to cccsva today who the IVA is through and they have basically said although the I/E is calculated calendar monthly, we are both paid weekly and so the O/T and bonus...

Thanks for your quick responce i am going to speak to my IP tomorrow but thought someone on here might have the answer as im quite uptight about it. Thanx anyway any advice is greatly appreciated.

Hi just a quick question, our IVA was accepted on the 21st April and payments start in June, what i dont understand is that when calculating our income and expenditure this was done on a calendar monthly basis even though we are both paid weekly but any overtime/ bonus has been calculated weekly, th...

Good luck for tomorrow, know how your feeling because our creditors meeting is also tomorrow at 12 o'clock, like you we just hope that all is accepted without a hitch and not too many variations .. good luck again and to the future.

Thanks Kallis, thats my understanding of how it works but dont want to go BR then find they take the house, its been worked into my cccs documentation in the same way.Hope someone has the answer here before the 21st may have to speak to my IP on Monday who is dealing with the IVA.

I have spoken to cccs again the guy i spoke to has now confirmed that DLA is offset in BR for the purpose intended and he doesn't think the house would be taken but no one is clear about how the equity is calculated for BR, even phoned the insolvency helpline today and was told i give my valuation ...

No offence was caused or taken we are just extremely grateful for the positive advice , thanks again

Hi, its not that we save the allowance we use it for all associated care and medical cost because of his disability which changes from week to week and for the running (fuel) and the maintainance of the car but if OH couldnt work for say 2 weeks then we have to compensate for the loss of earnings as...

Hi thanks for your reply, think we seriously need to reconsider our position and speak to cccs again before the 21st April, no one has explained to us about how DLA is affected in BR. When we flagged up our concerns about our surplus being made up out of benefits and our position if we were to no lo...

No they have not exlpained anything about the DLA fitting intp BR,I also receive Industrial Injuries Disablement Benefit for Asthma and thats also been included as income for the IVA. Not sure why both benefits have been considered.