Hi Matt,
we have just completed 2 years and begining our 3rd, letter has been sent for F&F offer

Hi all , we had no contatc either as promised from GT. Good bit of news is we recieved a PPI payment this weekend that should see us through a F&F offer, but I expect that we will have to wait as many months to see what we will actually be paying off. Its really frustrating that the office is only o...

Hi, in a way im glad others have had 'issues' with GT, we are not really impressed with the service recieved, communication is extremely poor, we have just completed 2 years of our IVA, and have muddled on through redundancy and a drop of £4000 in wages once my husband was back in workwith no change...

Thank You Karol, Spoke to Laura and understand fully now , the problem was , we automatically thought we would be in an iva for 6 years hence us thinking we would be doing extra, was very suprised when Laura mentioned my posting on here so its nice to see that things are taken note of on here Thanks...

Thanks very much for your help , Counting off the years is what was keeping us going , its seemed to us this process was going to be never ending with the proposal of yet another year especially when I have noticed that most complete no more than 6years ,
will speak take your advice and speak to IP

Hi All, we are a bit confused here !, we are in an IVA with GT , who have been great ,we have completed 1st year no probs and no changes. unfortunately my husband was made redundant just after the review , thankfully he got a job after 4 weeks of being unemployed , but on a salarey that is £5000 pa ...

Thanks for the replies again..think i better have a word with IP, i know its 12 months away but I would rather know now than think we may be able to get the bits we need. why we ever get our selves in this mess in the first place is beyond me now, still in 5 years time .....it will all be worth it[:)]

Hi thanks for the quick responses, its a bit annoying as the IVA peeps knew about this but havent forewarned us, also another question , the amount wouldnt pay our debts back in full at all, but i suppose would make a dent into it, when you say debts in full do you mean what we actually owe or the a...

Hi, just found this site My husband and I are 11 months into our IVA just had first year review and everything is staying the same ..phew !! We also have a secured loan in joint names that has a £20,000 pay out next year, we thought that the IVA will take 50% allowing us to pay for essential househo...